diff --git a/app/api/schemas/collect_loan.py b/app/api/schemas/collect_loan.py
index e3235a7..fa74d53 100644
--- a/app/api/schemas/collect_loan.py
+++ b/app/api/schemas/collect_loan.py
@@ -16,15 +16,20 @@ class CollectLoanSchema(Schema):
     comment = fields.Str(allow_none=True)          
 
 class CollectLoanResponseSchema(Schema):
-    responseCode = fields.Str(allow_none=True)
-    responseDescr = fields.Str(allow_none=True)
-    fullDescription = fields.Str(allow_none=True)
     transactionId = fields.Str(allow_none=True)
+    fbnTransactionId = fields.Str(allow_none=True)
     debtId = fields.Str(allow_none=True)
     customerId = fields.Str(allow_none=True)
     accountId = fields.Str(allow_none=True)
     productId = fields.Str(allow_none=True)
     amountCollected = fields.Float(required=True)
+    interestCollected = fields.Float(required=True)
+    penalChargeCollected = fields.Float(required=True)
+    lienAmount = fields.Float(required=True)
     countryId = fields.Str(allow_none=True)
     comment = fields.Str(allow_none=True)
+    responseCode = fields.Str(allow_none=True)
     responseMessage = fields.Str(allow_none=True)
+    responseDescr = fields.Str(allow_none=True)
+    fullDescription = fields.Str(allow_none=True)
+
diff --git a/app/api/services/collect_loan.py b/app/api/services/collect_loan.py
index 6d344a1..9525519 100644
--- a/app/api/services/collect_loan.py
+++ b/app/api/services/collect_loan.py
@@ -1,8 +1,10 @@
+import random
 from flask import request, jsonify
 from marshmallow import ValidationError
 from app.utils.logger import logger
 from app.api.helpers.response_helper import ResponseHelper
 from app.api.schemas.collect_loan import CollectLoanSchema, CollectLoanResponseSchema
+from app.config import Config
 
 """
 Process the CollectLoan request.
@@ -24,51 +26,62 @@ class CollectLoanService:
             validated_data = schema.load(data)
 
             amountForCollection =  validated_data.get("collectAmount")
-
+            productId = validated_data.get("productId")
+            customerId = validated_data.get("customerId")
             amountCollected = amountForCollection
             responseDescr= "Loan Collection Successful EMULATOR"
             fullDescription= "Loan collection completed successfully EMULATOR"
             responseMessage= "Loan collection completed successfully EMULATOR"
+            interestCollected = amountForCollection * 0.03 
+            lienAmount = validated_data.get("lienAmount", 0)
 
-
-            if amountForCollection in [5555.0, 6666.0, 7777.0, 8888.0 , 9999.0, 22222.0] :
-                amountCollected = amountForCollection * 0.85
+            isValid = not (
+                int(customerId[-1]) in [2, 7, 9]
+            )
+            if Config.MIN_AMOUNT_FOR_COLLECTION <= amountForCollection <= Config.MAX_AMOUNT_FOR_COLLECTION:
+                amountCollected = amountForCollection if lienAmount >= amountForCollection else 0
                 responseDescr = "Partial Loan Collection Successful EMULATOR"
                 fullDescription = "Partial Loan collection completed successfully EMULATOR"
                 responseMessage = "Partial Loan collection completed successfully EMULATOR"
 
-            # Simulated processing logic
-            response_data = {
-                "transactionId": validated_data.get("transactionId"),
-                "debtId": validated_data.get("debtId"),
-                "customerId": validated_data.get("customerId"),
-                "accountId": validated_data.get("accountId"),
-                "productId": validated_data.get("productId"),
-                "amountCollected": amountCollected,
-                "countryId": validated_data.get("countryId"),
-                "comment": validated_data.get("comment", "Testing CollectionLoanRequest EMULATOR"),
-                "responseCode": "00",
-                "responseDescr": responseDescr,
-                "fullDescription": fullDescription,
-                "responseMessage": responseMessage
-            }
+                response_data = {
+                    "transactionId": validated_data.get("transactionId"),
+                    "fbnTransactionId": validated_data.get("fbnTransactionId"),
+                    "debtId": validated_data.get("debtId"),
+                    "customerId": validated_data.get("customerId"),
+                    "accountId": validated_data.get("accountId"),
+                    "productId": validated_data.get("productId"),
+                    "amountCollected": amountCollected,
+                    "interestCollected": interestCollected,
+                    "penalChargeCollected": 0,
+                    "lienAmount": lienAmount if amountCollected == 0 else 0,
+                    "countryId": validated_data.get("countryId"),
+                    "comment": validated_data.get("comment", "Testing CollectionLoanRequest EMULATOR"),
+                    "responseCode": "00",
+                    "responseDescr": responseDescr,
+                    "fullDescription": fullDescription,
+                    "responseMessage": responseMessage
+                }
 
-            # # Simulated processing logic
-            # response_data = {
-            #     "transactionId": validated_data.get("transactionId", "T002"),
-            #     "debtId": validated_data.get("debtId", "273194670"),
-            #     "customerId": validated_data.get("customerId", "CN621868"),
-            #     "accountId": validated_data.get("accountId", "2017821799"),
-            #     "productId": validated_data.get("productId", "101"),
-            #     "amountCollected": validated_data.get("collectAmount", 60000.00),
-            #     "countryId": validated_data.get("countryId", "01"),
-            #     "comment": validated_data.get("comment", "Testing CollectionLoanRequest"),
-            #     "responseCode": "00",
-            #     "responseDescr": "Loan Collection Successful",
-            #     "fullDescription": "Loan collection completed successfully",
-            #     "responseMessage": "Loan collection completed successfully"
-            # }
-            #
+            else:
+                response_data = {
+                    "transactionId": validated_data.get("transactionId"),
+                    "fbnTransactionId": validated_data.get("fbnTransactionId"),
+                    "debtId": validated_data.get("debtId"),
+                    "customerId": validated_data.get("customerId"),
+                    "accountId": validated_data.get("accountId"),
+                    "productId": validated_data.get("productId"),
+                    "amountCollected": amountCollected,
+                    "interestCollected": interestCollected,
+                    "penalChargeCollected": 0,
+                    "amountCollected": amountCollected,
+                    "countryId": validated_data.get("countryId"),
+                    "comment": validated_data.get("comment", "Testing CollectionLoanRequest EMULATOR"),
+                    "responseCode": "00",
+                    "responseDescr": responseDescr,
+                    "fullDescription": fullDescription,
+                    "responseMessage": responseMessage
+                }
 
             # Validate and serialize the response data
             response_schema = CollectLoanResponseSchema()
diff --git a/app/config.py b/app/config.py
index 3587b8f..2f91bf7 100644
--- a/app/config.py
+++ b/app/config.py
@@ -1,4 +1,5 @@
 import os
+from re import M
 from dotenv import load_dotenv
 
 class Config:
@@ -10,6 +11,8 @@ class Config:
     DEBUG = True
     VALID_APP_ID = os.getenv("VALID_APP_ID", "app1")
     VALID_API_KEY = os.getenv("VALID_API_KEY", "test-api-key-12345")
+    MIN_AMOUNT_FOR_COLLECTION = int(os.getenv("MIN_AMOUNT_FOR_COLLECTION", 10000))
+    MAX_AMOUNT_FOR_COLLECTION = int(os.getenv("MAX_AMOUNT_FOR_COLLECTION", 25000))
 
     # SQLALCHEMY_DATABASE_URI =os.environ.get("DATABASE_URL", "database_url")
     # SQLALCHEMY_TRACK_MODIFICATIONS = False