made changes on the api to match bank api

app/api/services/penal_charge.py

@@ -2,7 +2,7 @@ from flask import request, jsonify
 from marshmallow import ValidationError
 from app.utils.logger import logger
 from app.api.helpers.response_helper import ResponseHelper
-from app.api.schemas.penal_charge import PenalChargeSchema   
+from app.api.schemas.penal_charge import PenalChargeSchema, CollectPenalFeeResponseSchema
 
 
 class PenalChargeService:
@@ -22,30 +22,33 @@ class PenalChargeService:
 
             # Validate input data using PenalChargeSchema
             schema = PenalChargeSchema()
-            validated_data = schema.load(data)  # Raises ValidationError if invalid
+            validated_data = schema.load(data)
 
             # Simulated processing logic
             response_data = {
-                "resultCode": "00",
-                "resultDescription": "Penal charge debited successfully"
+                "customerId": validated_data.get("customerId"),
+                "transactionId": validated_data.get("transactionId"),
+                "amountCollected": validated_data.get("penalCharge", 0.0),
+                "accountId": validated_data.get("accountId"),
+                "responseCode": "00",
+                "responseMessage": "Penal charge debited successfully"
             }
 
+            # Optionally validate/serialize response using schema
+            response_schema = CollectPenalFeeResponseSchema()
+            result = response_schema.dump(response_data)
 
-            # return ResponseHelper.success(
-            #     data=response_data,
-            #     message="Penal charge applied successfully"
-            # )
-
-            return response_data
+            return result
 
         except ValidationError as err:
             logger.error(f"Validation Error: {err.messages}")
             return jsonify({
-                "message": "Validation exception"
-                }) , 422
+                "message": "Validation exception",
+                "errors": err.messages
+            }), 422
 
         except Exception as e:
             logger.error(f"An error occurred: {str(e)}", exc_info=True)
             return jsonify({
                 "message": "Internal Server Error"
-                }) , 500
+            }), 500