Updated Select Offer

app/api/services/__init__.py

@@ -1,5 +1,6 @@
 from app.api.services.rac_check import RACCheckService
 from app.api.services.disbursement import DisbursementService
+from app.api.services.select_offer import SelectOfferService
 from app.api.services.collect_loan import CollectLoanService
 from app.api.services.transaction_verify import TransactionVerifyService
 from app.api.services.penal_charge import PenalChargeService

app/api/services/select_offer.py

@@ -0,0 +1,75 @@
+from flask import request, jsonify
+from marshmallow import ValidationError
+from app.utils.logger import logger
+from app.api.schemas.select_offer import SelectOfferSchema, SelectOfferResponseSchema
+
+class SelectOfferService:
+    @staticmethod
+    def process_request(data):
+        """
+        Process the SelectOffer request.
+
+        Args:
+            data (dict): The request data.
+
+        Returns:
+            dict: A standardized response.
+        """
+        try:
+            logger.info("Processing SelectOffer request")
+
+            # Validate input data using SelectOfferSchema
+            schema = SelectOfferSchema()
+            validated_data = schema.load(data)  # Raises ValidationError if invalid
+
+            # Simulated processing logic
+            # In a real implementation, this would interact with your business logic
+            # to determine eligible loan offers based on the requested amount and product
+            response_data = {
+                "requestId": validated_data.get('requestId'),
+                "transactionId": validated_data.get('transactionId'),
+                "customerId": validated_data.get('customerId'),
+                "accountId": validated_data.get('accountId'),
+                "outstandingDebtAmount": 0,
+                "loan": [
+                    {
+                        "offerId": "14451",
+                        "productId": "2030",
+                        "amount": validated_data.get('requestedAmount'),
+                        "upfrontPayment": validated_data.get('requestedAmount') * 0.1,  # 10% upfront
+                        "interestRate": 3.0,
+                        "Interest": validated_data.get('requestedAmount') * 0.03,  # 3% interest
+                        "ManagementRate": 1.0,
+                        "ManagementFee": validated_data.get('requestedAmount') * 0.01,  # 1% management fee
+                        "InsuranceRate": 1.0,
+                        "InsuranceFee": validated_data.get('requestedAmount') * 0.01,  # 1% insurance
+                        "VATRate": 7.5,
+                        "VATamount": (validated_data.get('requestedAmount') * 0.01) * 0.075,  # 7.5% VAT on management fee
+                        "recommendedRepaymentDates": ["2023-12-30"],  # Example date
+                        "installmentAmount": validated_data.get('requestedAmount') * 1.1,  # Principal + 10% fees
+                        "totalRepaymentAmount": validated_data.get('requestedAmount') * 1.1  # Principal + 10% fees
+                    }
+                ],
+                "resultCode": "00",
+                "resultDescription": "Successful"
+            }
+
+            # Validate the response using the response schema
+            response_schema = SelectOfferResponseSchema()
+            validated_response = response_schema.dump(response_data)
+
+            return jsonify(validated_response)
+
+        except ValidationError as err:
+            logger.error(f"Validation Error: {err.messages}")
+            return jsonify({
+                "resultCode": "01",
+                "resultDescription": f"Validation error: {err.messages}"
+            }), 422
+
+        except Exception as e:
+            logger.error(f"An error occurred: {str(e)}", exc_info=True)
+            return jsonify({
+                "resultCode": "08",
+                "resultDescription": f"Error occurred: {str(e)}"
+            }), 500