Merge branch 'rac_check_update' of DigiFi/digifi-BankEmulator into master

app/api/schemas/rac_check.py

@@ -1,15 +1,44 @@
 from marshmallow import Schema, fields
 
+from marshmallow import Schema, fields
+from datetime import date
+
 class RACItemSchema(Schema):
-    hasSalaryAccount = fields.Bool(required=True)
+    PROCESS_DATE = fields.Date(required=True, default=date.today)
-    bvnValidated = fields.Bool(required=True)
+    CIF_ID = fields.Str(required=True)
-    creditBureauCheck = fields.Bool(required=True)
+    CUSTOMER_id = fields.Str(required=True)
-    crmsCheck = fields.Bool(required=True)
+    SALACCT_1 = fields.Str(required=True)
-    accountStatus = fields.Bool(required=True)
+    ALERT_PHONE = fields.Str(required=True)
-    hasLien = fields.Bool(required=True)
+    AVERAGE_SALARY = fields.Decimal(required=True, as_string=True)
-    noBouncedCheck = fields.Bool(required=True)
+    LOAN_OUSTANDING_BAL = fields.Decimal(required=True, as_string=True)
-    isWhitelisted = fields.Bool(required=True)
+    EMI = fields.Decimal(required=True, as_string=True)
-    hasPastDueLoan = fields.Bool(required=True)
+    ELIG_AMT = fields.Decimal(required=True, as_string=True)
+
+    rule1_45day_sal = fields.Bool(required=True)
+    rule2_2m_sal = fields.Bool(required=True)
+    rule3_no_bounced_check = fields.Bool(required=True)
+    rule4_current_loan_payments = fields.Bool(required=True)
+    rule5_no_past_due_fadv_loan = fields.Bool(required=True)
+    rule6_no_past_due_other_loan = fields.Bool(required=True)
+    rule7_consistent_salary_amount = fields.Bool(required=True)
+    rule8_whitelisted = fields.Bool(required=True)
+    rule9_regular_account = fields.Bool(required=True)
+    rule10_bvn_validation = fields.Bool(required=True)
+    rule11_CRC_no_delinquency = fields.Bool(required=True)
+    rule12_CRMS_no_delinquency = fields.Bool(required=True)
+    rule13_BVN_ignore = fields.Bool(required=True)
+    rule14_no_lien = fields.Bool(required=True)
+    rule15_null_ignore = fields.Bool(required=True)
+
+    OVERALL_ELIG = fields.Bool(required=True)
+
+    SALARYPAYMENT_1 = fields.Decimal(required=True, as_string=True)
+    SALARYPAYMENT_2 = fields.Decimal(required=True, as_string=True)
+    SALARYPAYMENT_3 = fields.Decimal(required=True, as_string=True)
+    SALARYPAYMENT_4 = fields.Decimal(required=True, as_string=True)
+    SALARYPAYMENT_5 = fields.Decimal(required=True, as_string=True)
+    SALARYPAYMENT_6 = fields.Decimal(required=True, as_string=True)
+
 
 # RAC Check Schema
 class RACCheckSchema(Schema):

app/api/services/rac_check.py

@@ -3,6 +3,8 @@ from marshmallow import ValidationError
 from app.utils.logger import logger
 from app.api.helpers.response_helper import ResponseHelper
 from app.api.schemas.rac_check import RACCheckSchema, RACCheckResponseSchema
+from datetime import datetime
+from decimal import Decimal
 
 class RACCheckService:
     @staticmethod
@@ -24,18 +26,53 @@ class RACCheckService:
             validated_data = schema.load(data)
 
             # Simulated RAC check logic — create racResponse manually or via logic
+            # rac_response = {
+            #     "hasSalaryAccount": True,
+            #     "bvnValidated": True,
+            #     "creditBureauCheck": False,
+            #     "crmsCheck": True,
+            #     "accountStatus": True,
+            #     "hasLien": False,
+            #     "noBouncedCheck": True,
+            #     "isWhitelisted": True,
+            #     "hasPastDueLoan": False
+            # }
+
             rac_response = {
-                "hasSalaryAccount": True,
+                "PROCESS_DATE": datetime.strptime("2025-06-05", "%Y-%m-%d").date(),
-                "bvnValidated": True,
+                "CIF_ID": "123456789",
-                "creditBureauCheck": False,
+                "CUSTOMER_id": "987654321",
-                "crmsCheck": True,
+                "SALACCT_1": "34567831",
-                "accountStatus": True,
+                "ALERT_PHONE": "2348031234567",
-                "hasLien": False,
+                "AVERAGE_SALARY": Decimal("50000"),
-                "noBouncedCheck": True,
+                "LOAN_OUSTANDING_BAL": Decimal("0"),
-                "isWhitelisted": True,
+                "EMI": Decimal("10000"),
-                "hasPastDueLoan": False
+                "ELIG_AMT": Decimal("25000"),
+                "rule1-45day-sal": True,
+                "rule2-2m-sal": True,
+                "rule3-no-bounced-check": True,
+                "rule4-current-loan-payments": True,
+                "rule5-no-past-due-fadv-loan": True,
+                "rule6--no-past-due-other-loan": True,
+                "rule7-consistent-salary-amount": True,
+                "rule8-whitelisted": True,
+                "rule9-regular-account": True,
+                "rule10-bvn-validation": True,
+                "rule11-CRC-no-delinquency": True,
+                "rule12-CRMS-no-delinquency": True,
+                "rule13-BVN-ignore": True,
+                "rule14-no-lien": True,
+                "rule15-null-ignore": True,
+                "OVERALL_ELIG": True,
+                "SALARYPAYMENT_1": Decimal("50000"),
+                "SALARYPAYMENT_2": Decimal("50000"),
+                "SALARYPAYMENT_3": Decimal("50000"),
+                "SALARYPAYMENT_4": Decimal("50000"),
+                "SALARYPAYMENT_5": Decimal("50000"),
+                "SALARYPAYMENT_6": Decimal("50000")
             }
 
+
             full_response = {
                 "transactionId": validated_data["transactionId"],
                 "customerId": validated_data["customerId"],
@@ -43,8 +80,8 @@ class RACCheckService:
                 "racResponse": rac_response
             }
 
-            response_schema = RACCheckResponseSchema()
+            # response_schema = RACCheckResponseSchema()
-            result = response_schema.dump(full_response)
+            result = full_response
 
             return jsonify(result), 200
 

app/swagger/schemas/RACCheckResponse.json

@@ -16,42 +16,69 @@
     "racResponse": {
       "type": "object",
       "properties": {
-        "hasSalaryAccount": {
+        "PROCESS_DATE": {
-          "type": "boolean",
+          "type": "string",
-          "example": true
+          "format": "date",
+          "example": "2025-06-05"
         },
-        "bvnValidated": {
+        "CIF_ID": {
-          "type": "boolean",
+          "type": "string",
-          "example": true
+          "example": "123456789"
         },
-        "creditBureauCheck": {
+        "CUSTOMER_id": {
-          "type": "boolean",
+          "type": "string",
-          "example": true
+          "example": "987654321"
         },
-        "crmsCheck": {
+        "SALACCT_1": {
-          "type": "boolean",
+          "type": "string",
-          "example": true
+          "example": "34567831"
         },
-        "accountStatus": {
+        "ALERT_PHONE": {
-          "type": "boolean",
+          "type": "string",
-          "example": true
+          "example": "2348031234567"
         },
-        "hasLien": {
+        "AVERAGE_SALARY": {
-          "type": "boolean",
+          "type": "number",
-          "example": true
+          "format": "decimal",
+          "example": 50000
         },
-        "noBouncedCheck": {
+        "LOAN_OUSTANDING_BAL": {
-          "type": "boolean",
+          "type": "number",
-          "example": true
+          "format": "decimal",
+          "example": 0
         },
-        "isWhitelisted": {
+        "EMI": {
-          "type": "boolean",
+          "type": "number",
-          "example": true
+          "format": "decimal",
+          "example": 10000
         },
-        "hasPastDueLoan": {
+        "ELIG_AMT": {
-          "type": "boolean",
+          "type": "number",
-          "example": true
+          "format": "decimal",
-        }
+          "example": 25000
+        },
+        "rule1-45day-sal": { "type": "boolean", "example": true },
+        "rule2-2m-sal": { "type": "boolean", "example": true },
+        "rule3-no-bounced-check": { "type": "boolean", "example": true },
+        "rule4-current-loan-payments": { "type": "boolean", "example": true },
+        "rule5-no-past-due-fadv-loan": { "type": "boolean", "example": true },
+        "rule6--no-past-due-other-loan": { "type": "boolean", "example": true },
+        "rule7-consistent-salary-amount": { "type": "boolean", "example": true },
+        "rule8-whitelisted": { "type": "boolean", "example": true },
+        "rule9-regular-account": { "type": "boolean", "example": true },
+        "rule10-bvn-validation": { "type": "boolean", "example": true },
+        "rule11-CRC-no-delinquency": { "type": "boolean", "example": true },
+        "rule12-CRMS-no-delinquency": { "type": "boolean", "example": true },
+        "rule13-BVN-ignore": { "type": "boolean", "example": true },
+        "rule14-no-lien": { "type": "boolean", "example": true },
+        "rule15-null-ignore": { "type": "boolean", "example": true },
+        "OVERALL_ELIG": { "type": "boolean", "example": true },
+        "SALARYPAYMENT_1": { "type": "number", "format": "decimal", "example": 50000 },
+        "SALARYPAYMENT_2": { "type": "number", "format": "decimal", "example": 50000 },
+        "SALARYPAYMENT_3": { "type": "number", "format": "decimal", "example": 50000 },
+        "SALARYPAYMENT_4": { "type": "number", "format": "decimal", "example": 50000 },
+        "SALARYPAYMENT_5": { "type": "number", "format": "decimal", "example": 50000 },
+        "SALARYPAYMENT_6": { "type": "number", "format": "decimal", "example": 50000 }
       }
     }
   },