diff --git a/bank-to-simbrella/firstbank_to_simbrella_jwt_test.jmx b/bank-to-simbrella/firstbank_to_simbrella_jwt_test.jmx
index 9037ba4..52eea34 100644
--- a/bank-to-simbrella/firstbank_to_simbrella_jwt_test.jmx
+++ b/bank-to-simbrella/firstbank_to_simbrella_jwt_test.jmx
@@ -27,8 +27,6 @@
           </elementProp>
         </collectionProp>
       </elementProp>
-      <boolProp name="TestPlan.functional_mode">false</boolProp>
-      <boolProp name="TestPlan.serialize_threadgroups">false</boolProp>
     </TestPlan>
     <hashTree>
       <ThreadGroup guiclass="ThreadGroupGui" testclass="ThreadGroup" testname="JWT Authentication" enabled="false">
@@ -90,12 +88,12 @@
         <hashTree/>
       </hashTree>
       <ThreadGroup guiclass="ThreadGroupGui" testclass="ThreadGroup" testname="API Tests">
-        <intProp name="ThreadGroup.num_threads">1</intProp>
-        <intProp name="ThreadGroup.ramp_time">1</intProp>
+        <intProp name="ThreadGroup.num_threads">5</intProp>
+        <intProp name="ThreadGroup.ramp_time">20</intProp>
         <boolProp name="ThreadGroup.same_user_on_next_iteration">true</boolProp>
         <stringProp name="ThreadGroup.on_sample_error">continue</stringProp>
         <elementProp name="ThreadGroup.main_controller" elementType="LoopController" guiclass="LoopControlPanel" testclass="LoopController" testname="Loop Controller">
-          <stringProp name="LoopController.loops">2</stringProp>
+          <stringProp name="LoopController.loops">20</stringProp>
           <boolProp name="LoopController.continue_forever">false</boolProp>
         </elementProp>
       </ThreadGroup>
@@ -172,7 +170,7 @@
           </elementProp>
         </HTTPSamplerProxy>
         <hashTree>
-          <JSONPostProcessor guiclass="JSONPostProcessorGui" testclass="JSONPostProcessor" testname="Extract Transaction ID" enabled="true">
+          <JSONPostProcessor guiclass="JSONPostProcessorGui" testclass="JSONPostProcessor" testname="Extract Transaction ID">
             <stringProp name="JSONPostProcessor.referenceNames">transactionId</stringProp>
             <stringProp name="JSONPostProcessor.jsonPathExprs">$.transactionId</stringProp>
             <stringProp name="JSONPostProcessor.match_numbers">1</stringProp>
@@ -200,7 +198,7 @@
             <stringProp name="JSONPostProcessor.defaultValues">8012345678</stringProp>
           </JSONPostProcessor>
           <hashTree/>
-          <JSONPostProcessor guiclass="JSONPostProcessorGui" testclass="JSONPostProcessor" testname="Extract Country Code" enabled="true">
+          <JSONPostProcessor guiclass="JSONPostProcessorGui" testclass="JSONPostProcessor" testname="Extract Country Code">
             <stringProp name="JSONPostProcessor.referenceNames">countryCode</stringProp>
             <stringProp name="JSONPostProcessor.jsonPathExprs">$.countryCode</stringProp>
             <stringProp name="JSONPostProcessor.match_numbers">1</stringProp>
@@ -237,8 +235,12 @@
             <boolProp name="ISREGEX">true</boolProp>
           </JSONPathAssertion>
           <hashTree/>
+          <ConstantTimer guiclass="ConstantTimerGui" testclass="ConstantTimer" testname="Constant Timer">
+            <stringProp name="ConstantTimer.delay">1000</stringProp>
+          </ConstantTimer>
+          <hashTree/>
         </hashTree>
-        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="SelectOffer" enabled="true">
+        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="SelectOffer">
           <stringProp name="HTTPSampler.domain">${BASE_URL}</stringProp>
           <stringProp name="HTTPSampler.port">${PORT}</stringProp>
           <stringProp name="HTTPSampler.protocol">${PROTO}</stringProp>
@@ -293,8 +295,12 @@
             <intProp name="Assertion.test_type">8</intProp>
           </ResponseAssertion>
           <hashTree/>
+          <ConstantTimer guiclass="ConstantTimerGui" testclass="ConstantTimer" testname="Constant Timer">
+            <stringProp name="ConstantTimer.delay">1000</stringProp>
+          </ConstantTimer>
+          <hashTree/>
         </hashTree>
-        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="ProvideLoan" enabled="true">
+        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="ProvideLoan">
           <stringProp name="HTTPSampler.domain">${BASE_URL}</stringProp>
           <stringProp name="HTTPSampler.port">${PORT}</stringProp>
           <stringProp name="HTTPSampler.protocol">${PROTO}</stringProp>
@@ -343,6 +349,68 @@
             <intProp name="Assertion.test_type">8</intProp>
           </ResponseAssertion>
           <hashTree/>
+          <ConstantTimer guiclass="ConstantTimerGui" testclass="ConstantTimer" testname="Constant Timer">
+            <stringProp name="ConstantTimer.delay">1000</stringProp>
+          </ConstantTimer>
+          <hashTree/>
+        </hashTree>
+        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="LoanStatus">
+          <stringProp name="HTTPSampler.domain">${BASE_URL}</stringProp>
+          <stringProp name="HTTPSampler.port">${PORT}</stringProp>
+          <stringProp name="HTTPSampler.protocol">${PROTO}</stringProp>
+          <stringProp name="HTTPSampler.path">${API_PATH}/LoanStatus</stringProp>
+          <boolProp name="HTTPSampler.follow_redirects">true</boolProp>
+          <stringProp name="HTTPSampler.method">POST</stringProp>
+          <boolProp name="HTTPSampler.use_keepalive">true</boolProp>
+          <boolProp name="HTTPSampler.postBodyRaw">true</boolProp>
+          <elementProp name="HTTPsampler.Arguments" elementType="Arguments">
+            <collectionProp name="Arguments.arguments">
+              <elementProp name="" elementType="HTTPArgument">
+                <boolProp name="HTTPArgument.always_encode">false</boolProp>
+                <stringProp name="Argument.value">&#xd;
+{&#xd;
+  &quot;customerId&quot;: &quot;${customerId}&quot;,&#xd;
+  &quot;accountId&quot;: &quot;${AccountID}&quot;,&#xd;
+  &quot;transactionId&quot;: &quot;${transactionId}&quot;,&#xd;
+  &quot;msisdn&quot;: &quot;${msisdn}&quot;,&#xd;
+  &quot;channel&quot;: &quot;100&quot;&#xd;
+}</stringProp>
+                <stringProp name="Argument.metadata">=</stringProp>
+              </elementProp>
+            </collectionProp>
+          </elementProp>
+        </HTTPSamplerProxy>
+        <hashTree>
+          <JSONPathAssertion guiclass="JSONPathAssertionGui" testclass="JSONPathAssertion" testname="JSON Assertion - Result Code">
+            <stringProp name="JSON_PATH">$.resultCode</stringProp>
+            <stringProp name="EXPECTED_VALUE">00</stringProp>
+            <boolProp name="JSONVALIDATION">true</boolProp>
+            <boolProp name="EXPECT_NULL">false</boolProp>
+            <boolProp name="INVERT">false</boolProp>
+            <boolProp name="ISREGEX">true</boolProp>
+          </JSONPathAssertion>
+          <hashTree/>
+          <ResponseAssertion guiclass="AssertionGui" testclass="ResponseAssertion" testname="Response Assertion">
+            <collectionProp name="Asserion.test_strings">
+              <stringProp name="49586">200</stringProp>
+            </collectionProp>
+            <stringProp name="Assertion.custom_message"></stringProp>
+            <stringProp name="Assertion.test_field">Assertion.response_code</stringProp>
+            <boolProp name="Assertion.assume_success">false</boolProp>
+            <intProp name="Assertion.test_type">8</intProp>
+          </ResponseAssertion>
+          <hashTree/>
+          <ConstantTimer guiclass="ConstantTimerGui" testclass="ConstantTimer" testname="Constant Timer">
+            <stringProp name="ConstantTimer.delay">1000</stringProp>
+          </ConstantTimer>
+          <hashTree/>
+          <JSONPostProcessor guiclass="JSONPostProcessorGui" testclass="JSONPostProcessor" testname="JSON Extractor debtIdD">
+            <stringProp name="JSONPostProcessor.referenceNames">debtId</stringProp>
+            <stringProp name="JSONPostProcessor.jsonPathExprs">$.loans[0].debtId</stringProp>
+            <stringProp name="JSONPostProcessor.match_numbers"></stringProp>
+            <stringProp name="JSONPostProcessor.defaultValues">0</stringProp>
+          </JSONPostProcessor>
+          <hashTree/>
         </hashTree>
         <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="Repayment">
           <stringProp name="HTTPSampler.domain">${BASE_URL}</stringProp>
@@ -358,19 +426,13 @@
               <elementProp name="" elementType="HTTPArgument">
                 <boolProp name="HTTPArgument.always_encode">false</boolProp>
                 <stringProp name="Argument.value">{&#xd;
-  &quot;requestId&quot;: &quot;R${__time()}&quot;,&#xd;
-  &quot;countryCode&quot;: &quot;${countryCode}&quot;,&#xd;
-  &quot;transactionId&quot;: &quot;${transactionId}&quot;,&#xd;
+  &quot;msisdn&quot;: &quot;3451342&quot;,&#xd;
   &quot;debtId&quot;: &quot;${debtId}&quot;,&#xd;
-  &quot;countryCode&quot;: &quot;NGR&quot;,&#xd;
+  &quot;productId&quot;: &quot;101&quot;,&#xd;
+  &quot;transactionId&quot;: &quot;TRX${__time()}${__Random(100,999)}&quot;,&#xd;
   &quot;customerId&quot;: &quot;${CustomerId}&quot;,&#xd;
   &quot;accountId&quot;: &quot;${AccountID}&quot;,&#xd;
-  &quot;productId&quot;: &quot;${productId}&quot;,&#xd;
-  &quot;collectedAmount&quot;: &quot;${currentLoanAmount}&quot;,&#xd;
-  &quot;penalCharge&quot;: 0,&#xd;
-  &quot;collectionMethod&quot;: 3,&#xd;
-  &quot;lienAmount&quot;: &quot;${currentLoanAmount}&quot;,&#xd;
-  &quot;comment&quot;: &quot;Repayment via JMeter test&quot;&#xd;
+  &quot;channel&quot;: &quot;100&quot;&#xd;
 }</stringProp>
                 <stringProp name="Argument.metadata">=</stringProp>
               </elementProp>
@@ -398,7 +460,7 @@
           </ResponseAssertion>
           <hashTree/>
         </hashTree>
-        <CSVDataSet guiclass="TestBeanGUI" testclass="CSVDataSet" testname="Sample Test Account CSV" enabled="true">
+        <CSVDataSet guiclass="TestBeanGUI" testclass="CSVDataSet" testname="Sample Test Account CSV">
           <stringProp name="delimiter">,</stringProp>
           <stringProp name="fileEncoding"></stringProp>
           <stringProp name="filename">sample_account.csv</stringProp>
@@ -448,7 +510,7 @@
         <stringProp name="filename"></stringProp>
       </ResultCollector>
       <hashTree/>
-      <ResultCollector guiclass="SummaryReport" testclass="ResultCollector" testname="Summary Report" enabled="true">
+      <ResultCollector guiclass="SummaryReport" testclass="ResultCollector" testname="Summary Report">
         <boolProp name="ResultCollector.error_logging">false</boolProp>
         <objProp>
           <name>saveConfig</name>