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FirstCore/app/models/loan.py
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Azeez Muibi 075f953dbc first commit
2025-04-10 19:32:50 +01:00

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3.0 KiB
Python

from datetime import datetime, timezone
from app.extensions import db
from app.models.customer import Customer
from app.models.account import Account
from sqlalchemy.exc import IntegrityError
class Loan(db.Model):
__tablename__ = 'loans'
id = db.Column(
db.Integer,
primary_key=True,
autoincrement=True,
)
customer_id = db.Column(db.String(50), nullable=False)
account_id = db.Column(db.String(50), nullable=False)
offer_id = db.Column(db.String(20), nullable=False)
principal_amount = db.Column(db.Float, nullable=False)
status = db.Column(db.String(20), default='pending')
created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc))
updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc))
@classmethod
def create_loan(cls, customer_id, account_id, offer_id, principal_amount, status='pending'):
# Check if customer exists
is_valid = Customer.is_valid_customer(customer_id)
if not is_valid:
raise ValueError("Customer does not exist")
# # Check for active loans
# has_active_loans = cls.has_active_loans(customer_id)
# if has_active_loans:
# raise ValueError("Customer has active loans")
# Create and save the loan
loan = cls(
customer_id=customer_id,
account_id=account_id,
offer_id=offer_id,
principal_amount=principal_amount,
status=status
)
try:
db.session.add(loan)
db.session.commit()
except IntegrityError as err:
db.session.rollback()
raise ValueError(f"Database integrity error: {err}")
return loan
@classmethod
def has_active_loans(cls, customer_id):
active_loans = cls.query.filter_by(
customer_id=customer_id,
status='active'
).count()
if active_loans > 0:
return False
return True
@classmethod
def get_customer_loan(cls, loan_id, customer_id):
"""
Get customer's active loans.
"""
loan = cls.query.filter_by(id = loan_id, customer_id = customer_id).first()
if not loan:
raise ValueError(f"Loan with ID {loan_id} does not exist or does not belong to customer {customer_id}.")
return loan
@classmethod
def update_status(cls, loan_id, status):
"""
Update the status of the loan with the given loan_id.
"""
# Retrieve loan
loan = cls.query.get(loan_id)
if not loan:
raise ValueError(f"Loan with ID {loan_id} does not exist.")
if loan.status == status:
return
# Update loan status and the updated_at timestamp
loan.status = status
db.session.commit()
def __repr__(self):
return f'<Loan {self.id}>'