from datetime import datetime, timezone from app.extensions import db from app.models.customer import Customer from app.models.account import Account from sqlalchemy.exc import IntegrityError class Loan(db.Model): __tablename__ = 'loans' id = db.Column( db.Integer, primary_key=True, autoincrement=True, ) customer_id = db.Column(db.String(50), nullable=False) account_id = db.Column(db.String(50), nullable=False) offer_id = db.Column(db.String(20), nullable=False) principal_amount = db.Column(db.Float, nullable=False) status = db.Column(db.String(20), default='pending') created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc)) updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc)) @classmethod def create_loan(cls, customer_id, account_id, offer_id, principal_amount, status='pending'): # Check if customer exists is_valid = Customer.is_valid_customer(customer_id) if not is_valid: raise ValueError("Customer does not exist") # # Check for active loans # has_active_loans = cls.has_active_loans(customer_id) # if has_active_loans: # raise ValueError("Customer has active loans") # Create and save the loan loan = cls( customer_id=customer_id, account_id=account_id, offer_id=offer_id, principal_amount=principal_amount, status=status ) try: db.session.add(loan) db.session.commit() except IntegrityError as err: db.session.rollback() raise ValueError(f"Database integrity error: {err}") return loan @classmethod def has_active_loans(cls, customer_id): active_loans = cls.query.filter_by( customer_id=customer_id, status='active' ).count() if active_loans > 0: return False return True @classmethod def get_customer_loan(cls, loan_id, customer_id): """ Get customer's active loans. """ loan = cls.query.filter_by(id = loan_id, customer_id = customer_id).first() if not loan: raise ValueError(f"Loan with ID {loan_id} does not exist or does not belong to customer {customer_id}.") return loan @classmethod def update_status(cls, loan_id, status): """ Update the status of the loan with the given loan_id. """ # Retrieve loan loan = cls.query.get(loan_id) if not loan: raise ValueError(f"Loan with ID {loan_id} does not exist.") if loan.status == status: return # Update loan status and the updated_at timestamp loan.status = status db.session.commit() def __repr__(self): return f''