{
  "type": "object",
  "properties": {
    "loans": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "id": {
            "type": "integer",
            "example": 1
          },
          "customer_id": {
            "type": "string",
            "example": "CUST123"
          },
          "account_id": {
            "type": "string",
            "example": "ACC456"
          },
          "transaction_id": {
            "type": "string",
            "example": "TRX789",
            "nullable": true
          },
          "original_transaction": {
            "type": "string",
            "example": "ORIG123",
            "nullable": true
          },
          "offer_id": {
            "type": "string",
            "example": "OFFER789"
          },
          "initial_loan_amount": {
            "type": "number",
            "format": "float",
            "example": 10000.0
          },
          "current_loan_amount": {
            "type": "number",
            "format": "float",
            "example": 8500.0
          },
          "status": {
            "type": "string",
            "example": "active"
          },
          "tenor": {
            "type": "string",
            "example": "30"
          },
          "product_id": {
            "type": "string",
            "example": "PROD101"
          },
          "default_penalty_fee": {
            "type": "number",
            "format": "float",
            "example": 500.0
          },
          "continuous_fee": {
            "type": "number",
            "format": "float",
            "example": 50.0
          },
          "upfront_fee": {
            "type": "number",
            "format": "float",
            "example": 100.0,
            "nullable": true
          },
          "repayment_amount": {
            "type": "number",
            "format": "float",
            "example": 10500.0,
            "nullable": true
          },
          "installment_amount": {
            "type": "number",
            "format": "float",
            "example": 3500.0,
            "nullable": true
          },
          "due_date": {
            "type": "string",
            "format": "date-time",
            "example": "2023-12-31T23:59:59Z",
            "nullable": true
          },
          "created_at": {
            "type": "string",
            "format": "date-time",
            "example": "2023-01-15T10:30:00Z"
          },
          "updated_at": {
            "type": "string",
            "format": "date-time",
            "example": "2023-01-20T14:45:00Z"
          }
        }
      }
    },
    "count": {
      "type": "integer",
      "example": 1
    },
    "pagination": {
      "type": "object",
      "properties": {
        "total_count": {
          "type": "integer",
          "example": 100
        },
        "total_pages": {
          "type": "integer",
          "example": 5
        },
        "current_page": {
          "type": "integer",
          "example": 1
        },
        "limit": {
          "type": "integer",
          "example": 20
        },
        "has_next": {
          "type": "boolean",
          "example": true
        },
        "has_prev": {
          "type": "boolean",
          "example": false
        }
      }
    }
  },
  "xml": {
    "name": "LoansResponse"
  }
}