diff --git a/app/models/user.py b/app/models/user.py
new file mode 100644
index 0000000..ccc61ed
--- /dev/null
+++ b/app/models/user.py
@@ -0,0 +1,57 @@
+from datetime import datetime, timezone
+from app.extensions import db
+from werkzeug.security import generate_password_hash, check_password_hash
+
+
+class User(db.Model):
+    __tablename__ = 'users'
+
+    id = db.Column(db.Integer, primary_key=True, autoincrement=True)
+    username = db.Column(db.String(50), unique=True, nullable=False)
+    password_hash = db.Column(db.String(255), nullable=False)
+    name = db.Column(db.String(100), nullable=False)
+    created_at = db.Column(db.DateTime, default=datetime.now(timezone.utc))
+    updated_at = db.Column(db.DateTime, default=datetime.now(timezone.utc), onupdate=datetime.now(timezone.utc))
+
+    def __repr__(self):
+        return f'<User {self.username}>'
+
+    def set_password(self, password):
+        self.password_hash = generate_password_hash(password)
+
+    def check_password(self, password):
+        return check_password_hash(self.password_hash, password)
+
+    @classmethod
+    def create_user(cls, username, password, name):
+        # Check if user already exists
+        if cls.query.filter_by(username=username).first():
+            raise ValueError("Username already exists")
+
+        user = cls(
+            username=username,
+            name=name
+        )
+        user.set_password(password)
+
+        try:
+            db.session.add(user)
+            db.session.commit()
+        except Exception as e:
+            db.session.rollback()
+            raise ValueError(f"Error creating user: {str(e)}")
+
+        return user
+
+    @classmethod
+    def get_user_by_username(cls, username):
+        return cls.query.filter_by(username=username).first()
+
+    def to_dict(self):
+        return {
+            'id': self.id,
+            'username': self.username,
+            'name': self.name,
+            'created_at': self.created_at.isoformat() if self.created_at else None,
+            'updated_at': self.updated_at.isoformat() if self.updated_at else None
+        }
\ No newline at end of file
diff --git a/app/swagger/digifi_swagger.json b/app/swagger/digifi_swagger.json
index 139fb9c..c973c48 100644
--- a/app/swagger/digifi_swagger.json
+++ b/app/swagger/digifi_swagger.json
@@ -58,6 +58,9 @@
     }
   ],
   "paths": {
+    "/login": {
+      "$ref": "../swagger/paths/Login.json"
+    },
     "/Authorize": {
       "$ref": "../swagger/paths/Authorize.json"
     },
@@ -88,6 +91,12 @@
       "AuthorizeRefreshRequest": {
         "$ref": "../swagger/schemas/AuthorizeRefreshRequest.json"
       },
+      "LoginRequest": {
+        "$ref": "../swagger/schemas/LoginRequest.json"
+      },
+      "LoginResponse": {
+        "$ref": "../swagger/schemas/LoginResponse.json"
+      },
       "LoansResponse": {
         "$ref": "../swagger/schemas/LoansResponse.json"
       },
diff --git a/jmeter/digifi_first_core_test_plan.jmx b/jmeter/digifi_first_core_test_plan.jmx
index 3f44273..c234bb0 100644
--- a/jmeter/digifi_first_core_test_plan.jmx
+++ b/jmeter/digifi_first_core_test_plan.jmx
@@ -20,7 +20,7 @@
         <stringProp name="HTTPSampler.implementation"></stringProp>
       </ConfigTestElement>
       <hashTree/>
-      <Arguments guiclass="ArgumentsPanel" testclass="Arguments" testname="User Defined Variables" enabled="true">
+      <Arguments guiclass="ArgumentsPanel" testclass="Arguments" testname="User Defined Variables">
         <collectionProp name="Arguments.arguments">
           <elementProp name="customer_id" elementType="Argument">
             <stringProp name="Argument.name">customer_id</stringProp>
@@ -60,18 +60,18 @@
         </collectionProp>
       </Arguments>
       <hashTree/>
-      <ThreadGroup guiclass="ThreadGroupGui" testclass="ThreadGroup" testname="Loan Endpoint Test" enabled="true">
+      <ThreadGroup guiclass="ThreadGroupGui" testclass="ThreadGroup" testname="Loan Endpoint Test">
         <intProp name="ThreadGroup.num_threads">10</intProp>
-        <intProp name="ThreadGroup.ramp_time">5</intProp>
+        <intProp name="ThreadGroup.ramp_time">1</intProp>
         <boolProp name="ThreadGroup.same_user_on_next_iteration">true</boolProp>
         <stringProp name="ThreadGroup.on_sample_error">continue</stringProp>
         <elementProp name="ThreadGroup.main_controller" elementType="LoopController" guiclass="LoopControlPanel" testclass="LoopController" testname="Loop Controller">
-          <stringProp name="LoopController.loops">10</stringProp>
+          <stringProp name="LoopController.loops">1</stringProp>
           <boolProp name="LoopController.continue_forever">false</boolProp>
         </elementProp>
       </ThreadGroup>
       <hashTree>
-        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="Get All Loans">
+        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="Get All Loans" enabled="true">
           <stringProp name="HTTPSampler.path">/loans</stringProp>
           <boolProp name="HTTPSampler.follow_redirects">true</boolProp>
           <stringProp name="HTTPSampler.method">GET</stringProp>
@@ -102,7 +102,7 @@
           </JSONPathAssertion>
           <hashTree/>
         </hashTree>
-        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="Get Loans with Filters">
+        <HTTPSamplerProxy guiclass="HttpTestSampleGui" testclass="HTTPSamplerProxy" testname="Get Loans with Filters" enabled="true">
           <stringProp name="HTTPSampler.path">/loans</stringProp>
           <boolProp name="HTTPSampler.follow_redirects">true</boolProp>
           <stringProp name="HTTPSampler.method">GET</stringProp>
@@ -128,7 +128,7 @@
           </elementProp>
         </HTTPSamplerProxy>
         <hashTree>
-          <ResponseAssertion guiclass="AssertionGui" testclass="ResponseAssertion" testname="Response Code Assertion">
+          <ResponseAssertion guiclass="AssertionGui" testclass="ResponseAssertion" testname="Response Code Assertion" enabled="true">
             <collectionProp name="Asserion.test_strings">
               <stringProp name="49586">200</stringProp>
             </collectionProp>
@@ -138,7 +138,7 @@
             <intProp name="Assertion.test_type">8</intProp>
           </ResponseAssertion>
           <hashTree/>
-          <JSONPathAssertion guiclass="JSONPathAssertionGui" testclass="JSONPathAssertion" testname="JSON Path Assertion">
+          <JSONPathAssertion guiclass="JSONPathAssertionGui" testclass="JSONPathAssertion" testname="JSON Path Assertion" enabled="true">
             <stringProp name="JSON_PATH">$.loans</stringProp>
             <stringProp name="EXPECTED_VALUE"></stringProp>
             <boolProp name="JSONVALIDATION">false</boolProp>
@@ -148,7 +148,7 @@
           </JSONPathAssertion>
           <hashTree/>
         </hashTree>
-        <ResultCollector guiclass="ViewResultsFullVisualizer" testclass="ResultCollector" testname="View Results Tree">
+        <ResultCollector guiclass="ViewResultsFullVisualizer" testclass="ResultCollector" testname="View Results Tree" enabled="true">
           <boolProp name="ResultCollector.error_logging">false</boolProp>
           <objProp>
             <name>saveConfig</name>
@@ -185,7 +185,7 @@
           <stringProp name="filename"></stringProp>
         </ResultCollector>
         <hashTree/>
-        <ResultCollector guiclass="SummaryReport" testclass="ResultCollector" testname="Summary Report">
+        <ResultCollector guiclass="SummaryReport" testclass="ResultCollector" testname="Summary Report" enabled="true">
           <boolProp name="ResultCollector.error_logging">false</boolProp>
           <objProp>
             <name>saveConfig</name>
@@ -298,7 +298,7 @@
           </elementProp>
         </HTTPSamplerProxy>
         <hashTree>
-          <ResponseAssertion guiclass="AssertionGui" testclass="ResponseAssertion" testname="Response Code Assertion" enabled="true">
+          <ResponseAssertion guiclass="AssertionGui" testclass="ResponseAssertion" testname="Response Code Assertion">
             <collectionProp name="Asserion.test_strings">
               <stringProp name="49586">200</stringProp>
             </collectionProp>
@@ -308,7 +308,7 @@
             <intProp name="Assertion.test_type">8</intProp>
           </ResponseAssertion>
           <hashTree/>
-          <JSONPathAssertion guiclass="JSONPathAssertionGui" testclass="JSONPathAssertion" testname="JSON Path Assertion" enabled="true">
+          <JSONPathAssertion guiclass="JSONPathAssertionGui" testclass="JSONPathAssertion" testname="JSON Path Assertion">
             <stringProp name="JSON_PATH">$.transactions</stringProp>
             <stringProp name="EXPECTED_VALUE"></stringProp>
             <boolProp name="JSONVALIDATION">false</boolProp>
@@ -355,7 +355,7 @@
           <stringProp name="filename"></stringProp>
         </ResultCollector>
         <hashTree/>
-        <ResultCollector guiclass="SummaryReport" testclass="ResultCollector" testname="Summary Report" enabled="true">
+        <ResultCollector guiclass="SummaryReport" testclass="ResultCollector" testname="Summary Report">
           <boolProp name="ResultCollector.error_logging">false</boolProp>
           <objProp>
             <name>saveConfig</name>